Foundations — Terms of Service

Last updated: June 26, 2026

These Terms of Service ("Terms") govern your access to and use of Foundations by Pre-Sale Prep (the "Service"), a web application operated by Four Pillars Holdings III d.b.a. Pre-Sale Prep ("Company," "we," "us," or "our").

By creating an account, accessing, or using the Service, you agree to these Terms. If you do not agree, do not use the Service. If you are using the Service on behalf of a business, you represent that you have authority to bind that business to these Terms, and "you" refers to both you and that business.

1. What the Service is

Foundations is an online education and self-assessment tool for business owners. It provides a Growth Diagnostic, lessons, strategy and growth-play tools, progress tracking, and AI-generated suggestions intended to help owners strengthen and grow their businesses.

The Service is for educational and informational purposes only. It is not financial, investment, legal, tax, accounting, brokerage, or mergers-and-acquisitions advice, and it does not create any advisory, fiduciary, broker-dealer, or professional-client relationship. You should consult qualified professionals before making business, financial, or legal decisions. See Section 11 (Disclaimers).

2. Eligibility and accounts

• You must be at least 18 years old and capable of forming a binding contract.
• We use passwordless email sign-in ("magic links"). You are responsible for maintaining control of the email account associated with your account and for all activity under your account.
• You agree to provide accurate information and to keep it current.

3. Free and paid offerings

The Service includes free and paid features. As of the last-updated date:

• Growth Diagnostic (free). Available after you create an account. Completing it may generate a lead record in our customer-relationship system so our team can follow up (see the Privacy Policy).
• Core access — Steps 2 through 5 ($499 USD, one-time). Purchasing core access unlocks Steps 2–5 of the program for a 12-month access window beginning on the date of purchase. After the window ends, access to those features may be reduced or removed unless you maintain an active membership.
• Payment plan (optional). Core access may be offered as a 2-payment plan ($250 USD/month, charged for two months). You authorize both scheduled charges. If a scheduled payment fails, access may be suspended until payment is resolved.
• Membership (optional, recurring). A membership may be offered at $49 USD/month or $399 USD/year, providing ongoing access and benefits as described at the point of sale. Memberships renew automatically until canceled (see Section 5).

We may change features, offerings, and prices. Price changes do not affect a one-time core purchase already completed, but may apply to future purchases and to membership renewals (with notice as required by law).

4. Payments

• Payments are processed by Stripe, our third-party payment processor. By purchasing, you also agree to Stripe's terms. We do not receive or store your full payment card number.
• All prices are in U.S. dollars and are exclusive of any taxes, which are your responsibility unless we state otherwise.
• You authorize us and Stripe to charge your selected payment method for the amounts you agree to, including recurring membership charges and scheduled payment-plan installments.

5. Renewals, cancellation, and refunds

• Membership renewals. Memberships renew automatically at the then-current price until you cancel. You may cancel at any time, effective at the end of the current billing period; cancellation stops future charges but does not retroactively refund the current period unless required by law or stated below.
• How to cancel. All sales are final.
• Refunds. All purchases are final. Except where a refund is required by applicable law, all fees paid for the Service — including the one-time core purchase, any founding-cohort purchase, membership charges, and scheduled payment-plan installments — are non-refundable. We do not provide refunds, credits, or proration for partial use, unused access time, or change of mind.

6. License to use the Service

Subject to these Terms and your payment of applicable fees, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Service and its content for your own internal business purposes during your access period. You may not:

• copy, resell, sublicense, distribute, or publicly share the lessons, diagnostics, strategy/play content, or other materials;
• share your account or access credentials with others;
• reverse engineer, scrape, or attempt to extract source code or underlying models;
• use the Service to build or train a competing product or a machine-learning model;
• use the Service unlawfully or in a way that harms the Service or other users.

7. Your content and inputs

"Your Content" means the information you submit to the Service, including diagnostic answers, business details, goals, and reflections. You retain ownership of Your Content. You grant us a worldwide, non-exclusive license to host, process, and use Your Content to operate and improve the Service and to provide it to you, including processing it through our AI provider to generate outputs (see Section 8 and the Privacy Policy). You represent that you have the rights to submit Your Content and that it does not violate any law or third-party right.

8. AI-generated content

The Service uses third-party artificial-intelligence models (currently Anthropic's Claude) to generate diagnostics, narratives, strategy suggestions, and growth plays based on the information you provide.

• AI output is generated automatically and may be inaccurate, incomplete, or unsuitable for your situation. It is a starting point, not professional advice or a recommendation.
• You are responsible for reviewing AI output and exercising your own judgment before acting on it.
• We do not warrant any particular result from following AI-generated suggestions.

9. Our intellectual property

The Service, including its software, design, text, lessons, frameworks, diagnostics, and the "Foundations" and "Pre-Sale Prep" names and branding, is owned by the Company or its licensors and is protected by intellectual-property laws. Except for the license in Section 6, no rights are granted to you.

10. Relationship to other programs

Foundations is a standalone product. Any separate coaching, advisory, or Pre-Sale Prep program offered by the Company or its affiliates is governed by its own separate agreement. If the Service invites you to book a call (for example, an "Exit Readiness Call"), that is an optional consultation and is not part of, and creates no obligation under, these Terms.

11. Disclaimers

• No outcome guarantee. We do not guarantee any specific business result, including increased revenue, profit, valuation, growth, readiness for sale, or any sale, multiple, or price. Business results depend on many factors outside our control.
• "As is." The Service and all content are provided "as is" and "as available," without warranties of any kind, whether express, implied, or statutory, including implied warranties of merchantability, fitness for a particular purpose, accuracy, and non-infringement, to the fullest extent permitted by law.
• We do not warrant that the Service will be uninterrupted, error-free, or secure.

12. Limitation of liability

To the fullest extent permitted by law:

• We will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for lost profits, revenue, data, goodwill, or business opportunities, arising out of or related to the Service or these Terms, even if advised of the possibility.
• Our total aggregate liability arising out of or related to the Service or these Terms will not exceed the greater of (a) the amount you paid us for the Service in the 12 months before the event giving rise to the claim, or (b) USD $100.

Some jurisdictions do not allow certain limitations, so some of the above may not apply to you.

13. Indemnification

You agree to indemnify and hold harmless the Company and its officers, employees, and agents from any claims, damages, liabilities, and expenses (including reasonable attorneys' fees) arising out of your use of the Service, Your Content, or your violation of these Terms or any law or third-party right.

14. Suspension and termination

We may suspend or terminate your access if you violate these Terms, fail to pay, or use the Service in a way that creates risk or legal exposure. You may stop using the Service at any time. Upon termination, your license ends; sections that by their nature should survive (including 6–9, 11–13, and 16) survive. We are not obligated to provide refunds upon termination except as stated in Section 5 or required by law.

15. Changes to these Terms

We may update these Terms. If we make material changes, we will provide reasonable notice (for example, by email or in-app notice) and update the "Last updated" date. Your continued use after changes take effect constitutes acceptance.

16. Governing law and dispute resolution

These Terms are governed by the laws of the State of Missouri, without regard to its conflict-of-laws rules.

Arbitration first. You and the Company agree that any dispute, claim, or controversy arising out of or relating to these Terms or the Service will first be resolved through binding individual arbitration, rather than in court — except that either party may bring an individual claim in small-claims court if it qualifies. The arbitration will be seated in Platte County, Missouri, conducted in English before a single arbitrator, and administered under the rules of a nationally recognized arbitration provider the parties agree on. The arbitrator's award may be entered in any court of competent jurisdiction.

For any dispute that is not subject to arbitration, the exclusive venue is the state and federal courts located in Platte County, Missouri, and you consent to their jurisdiction.

17. Miscellaneous

• Entire agreement. These Terms and the Privacy Policy are the entire agreement between you and us regarding the Service.
• Severability. If any provision is unenforceable, the rest remains in effect.
• No waiver. Our failure to enforce a provision is not a waiver.
• Assignment. You may not assign these Terms without our consent; we may assign them in connection with a merger, acquisition, or sale of assets.